Utah Rates & Terms

Utah Speedy Cash loan agreements are governed by the State of Utah.

View example finance charges.

Cash Advanced for 7 Days

Advance Amount: $100.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$6.90
Minimum Payment Due: $8.90
Pay in Full Amount: $106.90
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $200.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$13.81
Minimum Payment Due: $17.81
Pay in Full Amount: $213.81
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $300.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$20.71
Minimum Payment Due: $26.71
Pay in Full Amount: $320.71
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $400.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$27.62
Minimum Payment Due: $35.62
Pay in Full Amount: $427.62
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $500.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$34.52
Minimum Payment Due: $44.52
Pay in Full Amount: $534.52
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $750.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$51.78
Minimum Payment Due: $66.78
Pay in Full Amount: $801.78
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.

Cash Advanced for 14 Days

Advance Amount: $100.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$13.81
Minimum Payment Due: $15.81
Pay in Full Amount: $113.81
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $200.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$27.62
Minimum Payment Due: $31.62
Pay in Full Amount: $227.62
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $300.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$42.42
Minimum Payment Due: $47.42
Pay in Full Amount: $342.42
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $400.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$55.23
Minimum Payment Due: $63.23
Pay in Full Amount: $455.23
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $500.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$69.04
Minimum Payment Due: $79.04
Pay in Full Amount: $569.04
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $750.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$106.56
Minimum Payment Due: $118.56
Pay in Full Amount: $856.56
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.

Cash Advanced for 30 Days

Advance Amount: $100.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$29.59
Minimum Payment Due: $31.59
Pay in Full Amount: $129.59
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $200.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$59.18
Minimum Payment Due: $63.18
Pay in Full Amount: $259.18
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $300.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$88.77
Minimum Payment Due: $94.77
Pay in Full Amount: $388.77
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $400.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$118.36
Minimum Payment Due: $126.36
Pay in Full Amount: $518.36
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $500.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$147.95
Minimum Payment Due: $157.95
Pay in Full Amount: $647.95
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%
Advance Amount: $750.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$221.92
Minimum Payment Due: $236.92
Pay in Full Amount: $971.92
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.

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Online Line of Credit Questions

How much money can I borrow?

Utah residents may be eligible to receive up to $750 with an online line of credit from Speedy Cash.

How much will my loan cost?

With a Speedy Cash line of credit, fees are based on daily interest. Your minimum loan payment will be 2% of the principal, plus the accrued interest at 0.9863014% daily interest (which corresponds to 30% per month, or 360% annually). By making your payments on time - or paying your balance in full early - you can maximize the value of your loan and save on fees!

When will my loan be due?

Your line of credit payments will typically be scheduled around your pay days; either bi-weekly, bi-monthly, or monthly. With each payment, you have the option to pay only the minimum amount due, or you can pay an additional amount to pay down your balance quicker.

How can I get more cash?

A line of credit is flexible, so as long as your loan is active you will be able to withdraw funds against your line of credit anytime (up to your credit limit). As you pay down your principal, you will have access to more cash.