Mobile Privacy Policy

This notification summarizes the privacy policy that governs the use of this mobile application (“app”) provided by Speedy Cash. By installing the app, you agree to this privacy policy.

Data Collection

The app may collect the following data:

  • Login information, including email address and password (to authenticate your identity and provide you with account information)
  • Location (to show you a list of stores in your area)
  • User files (to allow you to submit required loan documents to Speedy Cash through the app)
  • Financial and other personally identifiable information (related to your loan(s) or financial products with Speedy Cash)
  • Device data (such as: type of device, unique device ID, IP address, mobile operating system, type of Internet browser, app activity)

Data Uses

The app uses the data collected in order to provide loans and other financial products offered by Speedy Cash or to help you find the location of a Speedy Cash store. This includes verifying your identity and providing you with account access to any loan information.

We may also use the data to contact you in order to provide you with required notices, updates about your loan(s) and loan applications(s), other important information, and marketing promotions.

Data Sharing

The data collectedmay be shared in the following circumstances:

  • When required by law or legal process or in response to a government request;
  • As necessary with our third-party service providers that have agreed to adhere to this privacy policy;

Data Retention

The data collectedwill be retained as necessary to perform the functions related to your loan(s) or other financial products from Speedy Cash and for a reasonable period of time afterward.

Please be aware that some or all of the data retained by us may be necessary for the app to function properly.

Device Access

The app may accessfunctions on your mobile device in order to offer you loan(s) and other financial products from Speedy Cash including:

  • Communications hardware (to provide account notifications)
  • Local storage (to provide loan documents that you download through the app)
  • Camera (to capture images of documents)
  • Speaker (as required by law)
  • GPS (to identify stores near your location)

We will ask your permission to access your device's GPS location data when you first download the app and when you first try to use the Store Locator function of this app. You may also be able to control the app's access to your location by turning off your mobile device's GPS technology using settings available on your specific device.

Children

This app is not deigned for children, and Speedy Cash is not soliciting any data through this app from children under the age of 13 years. Any data collected through the app that we learn is about a child will be deleted. If you are a parent or guardian that becomes aware that a child has provided us with information without your consent, please contact us at CustomerService@SpeedyCash.com, so that we can delete the information.

Security

Any data collected will be protected using reasonable physical, electronic, and procedural safeguards. Please be aware that even the most reasonable security measures may not be able to prevent all potential security breaches.

Privacy Policy Updates

The privacy policy may be periodically updated. App users should check regularly for any such updates at: https://www.speedycash.com/about-us/privacy-policy/mobile/. The continued use of the app will indicate your approval of the changes. You may uninstall this app at any time using the processes specific to your mobile device.

Contact Information

If you have any changes to the data collected or any questions about this privacy policy, please contact us at CustomerService@SpeedyCash.com.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.