Idaho Loans

Cash Advances up to $750

Get fast cash & make payments over time. Need more cash? Get additional cash advances up to your credit limit at any time!

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Speedy Cash Reviews

"I just wanted to say how wonderful the customer service was. I have been very happy with my overall experience with your company and plan to use Speedy Cash again if the need ever arises in the future. Thank you for having such wonderful associates."

- Jennifer from Mountain Home, ID

Actual customer testimonials

How Line of Credit Loans Work

1. Complete Your Application

Complete your loan application completely online. Our online application is simple, quick and encrypted for your security.

2. Receive a Lending Decision

After submitting your online loan application, we will provide you with a lending decision right away.

3. Receive Your Money

If approved, have your money direct deposited into your checking account, or select to have your money instantly deposited onto your Opt+ Prepaid Debit Card.

4. Make Payments

Pay back your personal loan with regular scheduled payments over time, as agreed to in your loan documents.

5. Withdraw Cash

As you pay down your loan, you can get additional cash advances up to your approved credit limit. No need to reapply to get another cash advance!

Online Loans

During a financial crisis, Speedy Cash knows the importance of a fast and stress-free solution. If you’re looking for an online payday loan, try an online line of credit instead. Our online line of credit loan in "The Gem State" offers flexibility and access to available credit (up to your credit limit), without applying for a new loan. Consider this payday loan alternative and look forward to getting cash advances any time you need them.

100% Online Loan Application
Immediate Lending Decision
Cash as Soon as Tomorrow
Make Payments Over Time

Not sure if a line of credit loan is right for you?

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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