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Speedy Cash Reviews

"Speedy Cash is a great company and I have been a customer since November 2016. I have had several loans through them and would definitely recommend anyone to them. I have never had any problems with Speedy Cash and my funds have always been added on time. I was hesitant about getting a loan but Speedy put all my worries to rest!"

- Paula M., Columbus, OH

"Very prompted in delivering loan. Willing to work with your payments. Payments are low and speedy, allows you to extend payment time for 5 days. Speedy loan is excellent with providing qualified services to their clients. Excellent customer service and useful online access that allows you service without customer service interaction. Thanks for your service."

- Tangene O., Cleveland, OH

"Very user friendly website and whole procedure was simple from beginning to end. Very easy and would highly recommend. Written in very common terms and easy to understand and comprehend. Really appreciate the payment terms that were reasonable and easy to work with. The ease in the transaction was very helpful."

- Carol M., Columbus, OH

Actual customer testimonials

How Do Online Installment Loans Work?

Installment loans offer the same quick cash advantage as payday loans, but allow you more time to pay back your loan.

1. Complete your
100% online.

2. Receive an
immediate lending

3. If approved,
sign your loan

4. Get your cash.

5. Repay your loan
over time.

Online Loans

Looking for a payday loan online? If you’re caught between pay days, try an installment loan instead. With an installment loan, you have more time to repay than you would with payday loans. Let us help relieve the stress of having to pay back on pay day. Ready to get started? No matter where you’re at, or what time it is, we’re here for you with quick online loans. Whether you’re in Columbus, Cleveland or anywhere else in The Buckeye State, you can apply for a cash advance online to get the cash you need now.

Immediate Lending Decision
Money as Soon as Tomorrow
Make Payments Over Time

Not sure if an installment loan is right for you?

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.