Rhode Island Online Loans up to $750

Get Cash Now, Repay Over Time.

With Speedy Cash personal loans in Rhode Island, your loan remains open for as long as you need it. Need more cash? Get additional cash advances up to your approved credit limit!

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Speedy Cash Reviews

"Fantastic site folks, easy to use."

- Gabby K.

"I just want to say, Thank you, Thank you, Thank you, for having approved this loan to me as I was in a financial bind due to my tax refund being delayed."

- Kristel K.

"Thank you so much! You all have been a help in times when I especially needed it."

- Terri J.

Actual customer testimonials

How Line of Credit Loans Work

1. Complete Your Application

Complete your application for a loan online. Our online application is simple, quick and encrypted for your security.

2. Receive a Lending Decision

After submitting your online loan application, we will provide you with a lending decision right away.

3. Receive Your Money

If approved, have your money direct deposited into your checking account, or select to have your money instantly deposited onto your Opt+® Prepaid Debit Card.

4. Make Payments

Pay back your personal loan with regular scheduled payments over time, as agreed to in your loan documents.

5. Withdraw Cash

As you pay down your loan, you can get additional cash advances up to your approved credit limit. No need to reapply to get another cash advance!

Personal Loans Online

Whether you need cash for bills, auto repairs, or any other emergency expense, a Rhode Island Speedy Cash personal loan may be able to provide the cash you need. Our personal loans are designed to offer more money than a payday loan, with longer terms and flexible repayment schedules. Speedy Cash offers line of credit loans in Rhode Island. With a line of credit, your loan remains open as long as you need it. And if you need more money, you can take additional cash advances up to your credit limit. Need a cash loan now? Our online loan application takes just minutes to complete.

Choose a Line of Credit Loan

Repay the loan over time.
Pay daily interest for the time you use the loan.
Get additional cash advances (up to your credit limit) whenever you want, without applying for a new loan.

Get Started Now

Start your online loan application now. The process is quick and we will provide a lending decision right away.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.