Online Loan
Funding Times

Speedy Cash offers three different ways to receive online loan cash.

Let us tell you a little about each of them so that you can decide the best option for you.

get instant funding

INSTANT FUNDING

Speedy Cash is excited to be one of the only online lenders that offers an option to receive your online loan cash instantly. If your debit card qualifies for this option, you will be presented with an Instant Funding to Debit Card option after signing your loan documents online. Be sure to enter your debit card number when filling out your online application to see if your card is eligible for instant funding.


TIP: This is the quickest way to get your money.

direct deposit funds

DIRECT DEPOSIT

If you're approved for a loan online through Speedy Cash, we will default to depositing your cash directly to your bank account. If you are eligible for additional funding options, then you will be presented with those options after you sign your loan documents online.

pick up cash at speedy cash

CASH AT STORE PICKUP

If you're near a Speedy Cash location, then you have the option to pick up cash at a store. Cash at store pick up is available right away, no waiting required! Be sure to bring a photo ID and your confirmation number when picking up your cash.


TIP: This is the quickest way to get CASH in hand (no need for checks or an ATM).

How quickly can I get my cash with  Instant Funding?

15
min

Most funds are deposited within 15 minutes of loan completion.

Loan completion means that you have been approved for the loan, have signed your documents online, and have selected instant funding as your funding method.

When will I get my cash if I choose Direct Deposit?

The exact time you will receive your direct deposit depends on two key factors: 1) When your loan application is approved, and 2) When your bank posts ACH (Automated Clearing House) credits to your bank account.

Apply & Receive Approval

Receive Funds by

Before
7:15 PM CT
Mon-Thurs
The Next Business Day
Between
7:15 PM CT
Thurs
&
7:15 PM CT
Sun
Monday
After
7:15 PM CT
Sun
Tuesday

On banking holidays, your funds will be delayed until the next banking business day. For example, if Monday is a banking holiday, then you will not receive your funds until Tuesday.

If you expected to receive your deposit on a certain day, but do not see the deposit in your bank account, you might want to contact your bank's ACH department.

How it works:

1

APPLY

Apply Complete and submit a loan application online or over the phone.

2

SELECT YOUR AMOUNT

If approved, select the amount you would like to borrow (up to your max approval amount) and sign your loan documents.

3

GET YOUR FUNDS

Select the instant funding option to have your cash immediately sent to your debit card.

apply now

Online Loans funding questions