Online Payday Loans from $50 - $1,500

Need emergency cash? Avoid overdraft charges or high interest rates on credit cards, an online payday loan could help you get the cash you need fast.

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Actual Customer Testimonials

How Do Online Payday Loans Work?

ApplyFill out an application for a payday loan online. Get started with a valid ID, source of income, and checking account information.

Lending DecisionUpon submitting your application online, we will provide you with a lending decision right away.

Sign DocumentsIf approved, select your payday loan amount (up to your approved credit limit), and then review and sign your loan documents – directly online!

Get CashChoose from 3 convenient options to receive your money, including direct deposit, instant funding to an opt+ prepaid debit card, or cash in store pick up.

RepayPay back your loan principal and finance charges in full on your due date, as outlined in your loan agreements.

Get Your Online Payday Loan Today

Get an online payday loan fast with Speedy Cash. Apply now in just minutes, and choose from a variety of fast funding options.

Online Payday Loan Questions

Q: Why would I need to take out a payday loan online?

A: Payday loans can be a temporary solution for short-term financial needs. Here are some situations where you might consider an online payday loan.

To cover urgent bills such as utility bills, rent payments or food

To help with unexpected expenses such as auto repair or emergency medical expenses

To avoid NSF fees or high interest on credit card purchases

Q: How much can I borrow?

A: The amount you can borrow is based on a number of different factors including your monthly income, credit score, and the maximum amount available in your state. Visit our available loans page to see the maximum loan amount in your state.

Q: What do I need to get a payday loan?

A: You will need the following to apply:

  • Meet minimum age requirements in your state (18 in most states)
  • Open and active checking account
  • Steady source of income
  • Valid ID

Q: How do I repay an online payday loan?

A: If you are approved for a payday loan online, you can authorize Speedy Cash to automatically withdraw payment on your due date. For your convenience, we also offer alternate repayment options including debit card payments, making a payment at a store, and mailing a check.

Have more questions?

Visit our FAQ page.

Money When You Need it Most

Get an online payday loan fast with Speedy Cash. Apply now in just minutes, and get cash as soon as tomorrow.