Line of Credit Loans
With a line of credit loan from Speedy Cash, you apply only once and can request cash advances as often as you need up to your available credit limit. There are several repayment options to choose from, including making minimum payments gradually over time or repaying your balance in full to reduce interest.
Up to 3 times the cash compared to typical payday loans.
Pay interest ONLY for the time you use the cash.*
Get additional cash advances up to your approved limit.
* Other fees may apply.
Being short on cash is never an ideal situation - that's why Speedy Cash offers quick loans in the form of a personal line of credit. Unlike typical payday loans and installment loans, line of credit loans give you the freedom to borrow what you need, when you need it. Borrow only what you need now, paying interest only on the amount you actually borrow. You decide whether to pay the minimum amount due on your due date, or to make larger payments to reduce your balance more quickly. As you make payments, you can take out additional cash advances (up to your approved credit limit), giving you control over how and when you use your funds. Should you choose, we will even keep your line of credit open with a zero balance for up to one year.
Paying more than the minimum payment is encouraged so that you pay less in interest charges. As a Speedy Cash Customer, you will never be penalized for paying off early. Once your balance is paid in full, we will even keep your line of credit open, so that you can get more cash in the future if you should need it.