SPEEDY CASH AND RAPID CASH
Effective Date: June 13, 2021
Last Updated Date: November 11, 2022
What Does Speedy Cash Do With Your Personal Information?
We collect information from a variety of sources, including information provided by you, information we collect when you visit our Site, transaction information, and information we collect about you from third party sources. The following pieces of personal information have been collected about our consumers in the past 12 months:
- Social Security Number
- Account Balances, Employment Information and Income
- Credit History and Scores
- Physical Mailing Address, including Zip Code
- Email Address
- Telephone Number(s)
- Mobile Number(s)
- Usernames and Passwords
- User files
- Date of Birth
We collect your personal information from you, third party lead generators, and/or credit services.
You may review and update the personal information we hold about you by signing into your personal account at SpeedyCash.com.
HOW DOES SPEEDY CASH COLLECT MY PERSONAL INFORMATION?
We collect personal information from you as you use our Service but only as allowed by law. We limit the collection of personal information to what is relevant and necessary to accomplish a lawful purpose.
AUTOMATICALLY COLLECTED INFORMATION
In the past 12 months, we have collected the following internet and other electronic network activity information through your interactions with our Site:
- Browsing history
- Search history
- Information regarding a consumer's interaction with an Internet Website, application, or advertisement
- Internet Protocol address
- Device ID
- Pixel Tags
- Mobile Ad Identifiers
We do not collect home, business or email addresses, or account information from people who simply browse our Site. The information we do automatically collect includes the domain name or Internet Protocol address that relates to the machine or device used to access our Site, the type of browser and operating system used, the date and time when the Site is visited, device ID if you are on a mobile device, geolocation data and web pages displayed.
Like many websites, this Site uses " session cookies" "persistent cookie" technology. Persistent cookies are files that our Site places within your browser so that it can remember you when you show up again later—like cookie crumbs. None of these cookies store any of your personal information. We use persistent cookies to enhance your experience on our Site while also protecting your privacy, as well as enhancing the functionality and performance of our Site, and for analytical purposes. On our Site, temporary cookies, also called session cookies, may be placed within your browser and expire as soon as you exit our site. Typically, session cookies are used to facilitate interactions between you and the fields in forms on our Site.
Third Party Collection
You may link your Facebook account to your SpeedyCash.com account. This will allow you to login to your SpeedyCash.com account using your Facebook login credentials. You can disconnect your Facebook account from your Speedy Cash.com account at any time. If you link your accounts, Speedy Cash will not market to any of your Facebook friends or contacts.
We use data collected by mobile carriers for the purpose of verifying identity and preventing fraud. We may continue to access and use this data throughout the duration of the business relationship.
We partner with companies that deliver ads for our Services on sites that you visit on the web. In order to provide you with a more appropriate online experience, some of our ads that you may see are based on your previous online activity on our Site and other websites. Information about your online activities, combined with other information, may be used to select an ad for a product or service that better matches your interests - which is called online behavioral advertising (OBA) or interest-based advertising.
You can opt out from receiving ads based on your online behavior either by visiting the Digital Advertising Alliance (DAA) opt out page at http://www.aboutads.info/choices/. If you elect to opt out of OBA, you will still see ads, but they may not be as pertinent to you. Please keep in mind that opting out is cookie-based and will only affect the specific computer and browser on which the opt-out cookie is applied. If you delete your browser cookies or if you use a different computer or a different browser and want to continue to be opted out of OBA, you will need to opt out again.
How We Respond To Do Not Track Signals
Our Site does not currently have the capability to recognize the various Do Not Track signals or mechanisms from different web browsers. For more information on Do Not Track please visit https://allaboutdnt.com.
How Does Speedy Cash Use My Personal Information?
Speedy Cash uses your personal information for the following reasons:
- Provide you with our Service;
- Process your transactions;
- Provide you with account information;
- Maintain your accounts;
- Help you find the location of a Speedy Cash store;
- Allow you to submit required loan documents through the Site;
- Authenticate your identity;
- Underwrite and fund loans;
- Communicate with you if there is a problem completing a transaction you requested or to discuss a problem with your account;
- Implement collection activities as needed;
- Maintain regular communications with you concerning transactions you initiate, such as requesting information or assistance, submitting a loan request, making payments, or transferring funds;
- Maintain general communications with you about the Site and Service;
- For marketing purposes;
- Respond to court orders and legal investigations;
- Provide you with customer service and support;
- Safeguard against potential fraud;
- Protect data from unauthorized parties and comply with legal requirements;
- Provide you with targeted advertising based on your activity on our Site;
- Operate, understand, optimize, develop, or improve our Site, applications, products, services and operations;
- Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
- Debugging to identify and repair errors that impair existing intended functionality;
- Investigate and prevent activities that may violate our policies;
- Fulfill our duties as an employer;
- For any other purpose for which you provide consent; and
- For any other legitimate business purpose.
We may deidentify and aggregate data collected through the Service and use it for any purpose.
What Does Speedy Cash/Rapid Cash Do With My Personal Information?
Speedy Cash shares your Personal Information with affiliates, analytics providers, service providers, IT vendors, and law enforcement (if necessary).
All financial companies need to share Customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customer's personal information; the reasons Speedy Cash chooses to share; and whether you can limit this sharing.
How Does Speedy Cash Protect My Personal Information?
We take reasonable administrative, technical, and physical security precautions to protect the personal information collected or maintained by us against loss, unauthorized access, and illegal use or disclosure. As examples, these measures include computer safeguards and secured files and buildings, among other things. We use encryption software to protect the security of individuals' personal information during transmission of such information through our Site (for example, the information provided by consumers when submitting an application to us for a loan product). Unfortunately, the Internet cannot be guaranteed to be 100% secure, and we cannot ensure or warrant the security of any information you provide to us. We do not accept liability for unintentional disclosure of your personal information.
The Services are not intended for use by children. We do not knowingly collect personal information from children under the age of 16 years. Please contact us if you believe we may have unknowingly collected information about a child under 16 years of age, and we will take immediate steps to delete any such personal information.
California Privacy Rights
View the California Consumer Privacy Notice
Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). If you are a California resident and wish to make a request under CCPA or CPRA, click on the Do Not Sell or Share My Personal Information button or link, found on our site's home page.
North Dakota Residents
We will not disclose information about you with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
The data collected will be retained as necessary to perform our Services and for a reasonable period of time afterward.
Please be aware that some or all of the data retained by us may be necessary for the Site to function properly.
The Site may access functions on your mobile device in order to offer you loan(s) and other financial products from Speedy Cash including:
- Communications hardware (to provide account notifications)
- Local storage (to provide loan documents that you download through the app)
- Camera (to capture images of documents)
- Speaker (as required by law)
- GPS (to identify stores near your location)
We will ask your permission to access your device's GPS location data when you first download the Site and when you first try to use the Store Locator function of the Site. You may also be able to control the Site's access to your location by turning off your mobile device's GPS technology using settings available on specific device.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a common ownership as Speedy Cash.
Companies not related by common ownership or control. They may be financial and nonfinancial companies. Non-affiliates include marketing companies which sell information for marketing purposes.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Joint marketing partners include pre-paid card companies, partners that promote our products, and other lending companies.
NOTE: In Texas, Speedy Cash is not the direct lender. The actual lender is an unaffiliated third party. To view the Privacy Policies of the lenders, select the appropriate lender below.