Quick Cash Loans from Speedy Cash

We all have stressful financial emergencies. Let Speedy Cash ease your stress.

Fast Application

Whether you apply online, over the phone or at a store, the application process takes only minutes.

Instant Lending Decision

Upon submitting your application, we will provide an instant lending decision.

Quick Money in Minutes

If approved, get cash on the spot at a Speedy Cash location. If applying online, get your money as soon as tomorrow.

Fast Cash Loans Near Me

Find a Speedy Cash location near you.

Fast Cash Loans

Speedy Cash offers a variety of fast cash loans to meet your cash needs.

Quick Loans Online for Your Convenience

Remember when the world thought the Internet would become obsolete at the turn of the century? Well, can you imagine your life without the Internet today? Since the establishment of Speedy Cash in 1997, we have continuously adapted to our Customers’ needs. The Internet was built to stay and Speedy Cash recognizes the need (and convenience!) for quick loans online.

Our quick online loans provide financial assistance to many hard-working individuals nationwide. During a financial crisis your time becomes more valuable than ever and we would like to offer you the best service possible. Speedy Cash provides many types of online loans for your fast cash needs. With quick loans from Speedy Cash you will experience an easy, fast & friendly process every time. Deciding which online quick loan from Speedy Cash to apply for might be the hardest part – depending on the state, you may apply for a quick payday loan, installment loan, or even a line of credit loan! Whichever fast cash solution you end up applying for, you can’t say Speedy Cash without the word “speedy” – it’s in our DNA.

Fast Cash Loans Answers

A: A fast cash loan is a loan that allows you to get quick cash. Fast cash loans typically have a shorter term than traditional bank loans. You can typically get these loans within one day - and even within minutes in some cases - compared to traditional loans that can take several days (or weeks!) to be processed.

A: People turn to fast cash loans in the event of a financial emergency, such as an unexpected medical bill or car repair. Times when you need money and need it fast. These loans should be used for short-term needs, and not as a long-term financial solution.

A: Requirements can vary based on the type of loan you apply for. At minimum, you must:

  • Meet state minimum age requirements (usually 18)
  • Have an open & active checking account
  • Have a steady source of income

Get a Quick Loan Now

Receive up to $2,600 in your bank account as soon as tomorrow. Or get cash even faster by visiting a Speedy Cash location.

Apply Now

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.