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Fast Cash Loans

Quick Loans from Speedy Cash

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If you are like most Americans you might not have enough cash to pay for an unexpected expense. To make matters worse, a bank might not be willing to lend you the money you need in a financial emergency quickly. Speedy Cash might be able to help you with a fast cash loan.

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FAST APPLICATION
The application process takes only minutes.
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QUICK LENDING DECISION
Unlike banks, we don't take days to review applications.
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MONEY IN MINUTES
If approved, get cash on the spot - no checks and no waiting.

Understanding Quick Cash Loans

Before you make the decision to apply for a cash loan, we recommend that you take some time to understand the requirements and address any outstanding questions that you might have.

INTEREST AND FEES

Cash loans are typically high-interest loans. However, they can still be cheaper than overdraft fees, late payment fees, etc. To view the rates associated with cash loans offered by Speedy Cash, review our rates & terms..

REASONS TO USE A CASH LOAN

Nobody knows if a cash loan is right for you other than you. But here are some reasons that some people have chosen this option:

  • Have less-than-perfect credit
  • The don’t have a savings account to fall back on
  • They need money immediately
  • They can’t get approved at a bank
  • They don’t have anyone else to borrow money from

REQUIREMENTS TO APPLY ONLINE

At minimum, you must:

  • Have a Valid ID
  • Have a Checking account
  • Have a Verifiable, steady source of income
  • Have a Email address

In some cases we may ask for additional documentation to protect your identity and ensure that your loan payments are manageable based on your income.

About Speedy Cash

Since we opened our first store in 1997, it has been our goal to provide cash as quickly as possible - speedy fast. In fact it’s in our DNA - you can’t say Speedy Cash without the word “speedy”.

Since we first opened our doors, we have continuously adapted to our Customers’ needs. In the beginning, we served fast cash needs with payday loans. But over time, we recognized the need for longer and more flexible repayment terms. Today, we are happy to offer the following fast loan options:

Select Your State

Fast Cash Loan Questions

Apply for a quick loan now

If approved, receive up to $1,500 instantly with instant funding†.

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© 2023 Speedy Cash. All Rights Reserved.

Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Deferred deposit loans are provided in accordance with the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). If you are a California resident and wish to make a request under CCPA or CPRA, click on the “Do Not Sell or Share My Personal Information” button or link.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

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