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GET MORE CASH
Installment Loans usually provide higher loan amounts than Payday Loans.
REPAY OVER TIME
Unlike a typical Payday Loan, an Installment Loan allows you to pay back your loan over time.
PAYOFF EARLY AND SAVE
Installment Loans charge daily interest, so if you pay off early you can save on interest paid.
Happy Customers
What is an Installment Loan?
An Installment Loan lets you borrow a larger amount of money at one time (compared to a Payday Loan) and repay over time with a set number of scheduled payments. As you make payments, your loan balance decreases.
Pros

- Fixed interest rate
- Higher loan amount than Payday Loans
- Fixed payments
- No prepayment penalty
Cons

- High interest rates
- Temptation to borrow more than you need
- May need to verify income
Before you borrow

- Have you read our Rates & Terms?
- Can you manage payments?
- Could you get a cheaper form of credit?
How it works:
RECEIVE A QUICK LENDING DECISION
SIGN DOCUMENTS
(if approved)
GET MONEY INSTANTLY†
On your debit card, or direct deposited into your checking account (typically within one business day).
REPAY OVER TIME
Choose the automatic payment option to schedule your payments ahead of time.

What do I need to get an Installment Loan?
- Personal info. Phone number, Social Security Number, and a valid ID.
- Steady income. Net and gross pay, and income information.
- Banking info. Checking account and routing numbers.
How soon could I get an online Installment Loan?
What good is our name if we don’t live up to it? We always strive to get your cash to you speedy fast. If you’re approved online, you could get your cash instantly† deposited to your debit card. That’s right – instantly!
Installment Loans vs. Payday Loans
Installment Loans
- Principal amount accrues daily interest
- Pay back with scheduled payments over a set amount of time
- Loan amounts up to $3,000
Payday Loans
- Flat fee based on the amount borrowed
- Pay in full upon receiving your next pay check
- Typical loan amount from $50 - $500