Short Term Loans

up to $2,600

At Speedy Cash, we know that life has unexpected twists and turns – let us help you. Short term loans could offer a quick cash fix as a temporary financial solution. For your convenience, we offer short term loans – including payday loans, cash advances, and installment loans – online and in stores. Apply for a short term loan from Speedy Cash today.

Short Term Loans Near Me

Find a Location

Convenient Application

Choose the application method most convenient to you. Visit one of our stores, apply online, or call us at 1-888-333-1360.

Direct Lender

At Speedy Cash, we process both your application and loan. No third parties involved.

Immediate Lending Decision

Whether you apply in store or online, receive an instant decision on your loan application.

Speedy Cash Reviews

"I would rate Rapid Cash as the best in all around service of all the places that do this type of work. They are fast, efficient, and friendly. They don't have a lot of paperwork that has to be filled out. You get in and out quickly. I would have to say; for me it is the best of all the loan places. Thanks."

- Shirley K. of Las Vegas, NV

"Good service. Great mobile app."

- Lizette M. of Henderson, NV

"Everything is just so easy and uncomplicated."

- Jimmie B. of Las Vegas, NV

Actual customer testimonials

Types of Short Term Loans

Payday Loans

A payday loan, also called a cash advance, is a common type of short term loan that can help you get by until your next paycheck. Payday loans are intended to be a short-term solution. With a typical payday loan, your loan principal and fees are repaid on your next pay day.

Installment Loans

An installment loan accrues daily interest, and has fixed payments over a set period of time. Paying more than the minimum payment, and paying your loan off early can help you avoid accruing large interest amounts.

How Do I Apply for a Short Term Loan?

At Speedy Cash, we are focused on providing an easy, fast and friendly loan process. Call, click, or come in to apply today!

Not Sure if a Short Term Loan is Right for You?

Visit our FAQs page to learn more about our short term loan options.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.