ONLINE LOANS

Basics for Borrowing Loans Online

Select your state to see loans and amounts.

What is an Online Loan

A Speedy Cash Online Loan is a way to borrow money from us through a completely online process. Online Loan applications can be completed on your mobile device or desktop.  After your submission, a lending decision is displayed on your screen and you could have funds in your account as quickly as the same day if approved. Make sure you have the following items on hand for quickest verification: 

  • Banking information including routing and checking account numbers 
  • Government issued identification 
  • Proof of income (this can be verified electronically with banking information) 

Benefits of an Online Loan

  • Apply anywhere you have an internet connection 
  • Accept funding electronically 
  • Skip the trip to the store 
  • Verification online means you won’t have to head home if you forget something, simply pause your application and resume when you’ve located the required information

Types of Speedy Cash Online Loans

person sitting on beanbag couch using a laptop

ONLINE PAYDAY LOAN

A convenient option for managing smaller, unexpected expenses in between pay periods. It provides a fast and straightforward method to access money, and you repay your online loan, along with a small flat fee, when you receive your next paycheck. 

ONLINE LINE OF CREDIT

Provides you with ongoing access to cash up to your approved limit for as long as you need it. You repay the borrowed amounts for your online loan, along with the accumulated interest, in scheduled minimum payments.

However, we encourage you to pay more than the minimum payment to cut down on the amount of interest owed. As you pay off your Online Line of Credit, your credit line will be replenished, and you can continue to borrow from the available funds.

ONLINE INSTALLMENT LOAN

Lets you borrow a larger amount of money than a Payday Loan and you can repay it gradually in fixed, scheduled payments. As you make these payments, your remaining loan amount decreases over time, and you get a fixed interest rate.

Where can I apply for an Online Loan?

Choosing an Online Loan from Speedy Cash is convenient and can be completed from the comfort of your home or anywhere you have an internet connection. The entire process, from application to funding, takes place online. You can apply from your desktop or mobile device, receive a swift lending decision, and accept funding at home or on the go. When you need fast funding, no matter where you are, Speedy Cash has you covered.

Payday Loans Online:

Alabama

Online: $50 - $500

Alaska

Online: $50 - $500

California

Online: $50 - $225

Indiana

Online: $50 - $715

Kansas

Online: $100 - $500

Louisiana

Online: $50 - $300

Mississippi

Online: $100 - $400

Nevada

Online: $100- $500

North Dakota

Online: $50- $500

Oregon

Online: $50- $3,000

Texas

Online: $50- $3,000

Washington

Online: $100- $500

Wyoming

Online: $50- $200

Installment Loans Online:

Alabama

Online: $2,100 - $5,000

Mississippi

Online: $50- $1,500

Missouri

Online: $50 - $5,000

Ohio

Online: $50 - $500

Oklahoma

Online: $50 - $1,500

South Carolina

Online: $650 - $5,000 

Texas

Online: $50- $3,000

Wisconsin

Online: $50 - $5,000

Line of Credit Loans Online:

Delaware

Online: $50 - $1,500

Idaho

Online: $1 - $1,000

Kansas

Online: $100 - $500

Missouri

Online: $1,000 - $5,000

Tennessee

Online: $50 - $4,000 

Utah

Online: $50 - $1,000 

What can I use an Online Loan for?

Deciding if you need a personal loan can be difficult, especially with the uncertainty of getting an online loan with bad credit. Online loans can offer quick financial assistance, with clear-cut fees and various repayment options.

 IN GENERAL, CUSTOMERS OF SPEEDY CASH HAVE REPORTED* UTILIZING LOANS FOR:

  • Everyday bills and utilities -50%
  • Emergencies -32%
  • Major home or car repair -12%
  • Medical bills -7%


*Data collected from a survey from January – February 2020

Safe and Ethical Online Lending

We treat our customers right, and we're a proud member of the  Online Lenders Alliance, whose Code of Conduct and Best Practices align with our values! We invite you to visit our OLA blog, where you can gain insight and access further details!

How do Online Loans work?

1

APPLY ONLINE AND PREPARE YOUR DOCS

You can apply for an online loan from the comfort of your home with just a few clicks! No need to fax, print or visit a store (unless you’d prefer it!). 

2

RECEIVE A LENDING DECISION AND SELECT YOUR AMOUNT

You will receive a quick lending decision, typically in a matter of minutes! Once approved for an online loan, you can select an amount from your approval amount, up to the maximum available.

3

REVIEW AND SIGN YOUR DOCS

Take a moment to go over your loan amount, fees, and repayment schedule for your online loan. Once you're satisfied, you can proceed to accept the terms by digitally signing your loan documents.

4

GET YOUR CASH

Speedy Cash will directly deposit funds from your online loan to your bank account! You could also select Instant Funding† to a debit card or pick up cash in store.

5

REPAYMENT

We’re here to support you! That’s why payments are typically due around your pay dates to make repayment as manageable as possible. You can make a payment toward your online loan anytime by logging in to the customer portal.

What do I need to apply?

  • Contact Information (phone number, birth date, home address and valid email address)
  • Identification number (driver’s license, state ID or passport)
  • Gross income (before taxes are taken out)
  • Net income (after taxes are taken out)
  • Source(s) of Income
  • Banking information
  • Debit card information (required for instant funding)

Ready to start your financial journey with Speedy Cash?

Product Loan Help Center

Still have questions about loans online?

We know that online lending can sometimes be complex and stressful, that’s why we strive to be as informative as possible! If you still have questions, we’re happy to assist you!

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