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SUPER SPEEDY
Application takes minutes. Funding to a debit card is instant.†
TOTALLY ONLINE
No lines, no leaving the house, no faxing. Just a 100% online application.
Happy Customers
How it works:
APPLY 100% ONLINE
RECEIVE A QUICK LENDING DECISION
REVIEW AND SIGN LOAN AGREEMENT
(if approved)
REPAY
Pay back the amount borrowed (plus fees) on your next pay day.

How soon will I have my money?
How quickly you get your loan funds depends on the funding option you choose:
- Instant funding† to your debit card. If your debit card qualifies, this is the quickest way to get your money.
- Direct deposit to your bank account. Funding times will vary based on the day and time you are approved, but you will generally receive your cash by the next business day.
- Pick up cash in a store. You can immediately pick up cold, hard cash at any Speedy Cash location.
How quickly you get your loan funds depends on the funding option you choose:
- Instant funding† to your debit card. If your debit card qualifies, this is the quickest way to get your money.
- Direct deposit to your bank account. Funding times will vary based on the day and time you are approved, but you will generally receive your cash by the next business day.
- Pick up cash in a store. You can immediately pick up cold, hard cash at any Speedy Cash location.

When is a Payday Loan the right decision?
Payday loans can be a temporary solution for short-term needs. The cash you get with Payday Loans will hopefully hold you over until your next payday. Here’s when you might consider one:
- Urgent bills. Cover things like utilities, rent or food.
- The unexpected. Help with auto repairs or emergency medical expenses.
- Costly fees. Avoid overdraft fees or Non-Sufficient Funds (NSF) fees.
If you won’t be able to pay back your loan on your next payday, you might consider an Installment Loan or a Line of Credit. These loans allow you to make payments over time. To find out if these loans are available where you live, visit your state’s available loans page.
Payday loans can be a temporary solution for short-term needs. The cash you get with Payday Loans will hopefully hold you over until your next payday. Here’s when you might consider one:
- Urgent bills. Cover things like utilities, rent or food.
- The unexpected. Help with auto repairs or emergency medical expenses.
- Costly fees. Avoid overdraft fees or Non-Sufficient Funds (NSF) fees.
If you won’t be able to pay back your loan on your next payday, you might consider an Installment Loan or a Line of Credit. These loans allow you to make payments over time. To find out if these loans are available where you live, visit your state’s available loans page.