Check Cashing as Low as $2

Our check cashing process is simple and streamlined for your convenience. Visit any check cashing store and leave with cash in hand – same day and no holding period.

No Holding Period

Get Cash Instantly

We Pay in CASH

How Do I Cash a Check at Speedy Cash?

Cashing a check at Speedy Cash is easy! There are 3 simple steps.

We Cash All Types of Checks!

At Speedy Cash, we cash checks of all amounts and offer additional security features when you're cashing large checks.

  • Payroll
  • Insurance
  • Benefit
  • Unemployment
  • Government
  • Bank drafts
  • Tax refunds
  • 401K and IRA
  • Money orders
  • Settlements
  • Student loans
  • Cashier's checks
  • Bonus
  • Loans

Check Cashing Questions

A: Speedy Cash offers check cashing at most locations. Find a check cashing store near you.

A: To have your checks cashed at a Speedy Cash check cashing location, simply bring in your check and a valid ID. We will verify your identification, the check, who wrote it, the amount and ensure that the check has not been altered.

A: There is a minimum $2 fee for check cashing services. Rates vary by location.

Check Cashing Near Me

Check cashing is available in many Speedy Cash locations, and in some locations we offer 24 hour check cashing services! Find a store near you to see if check cashing is available.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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