Title Loans
Keep your car.
Bring your car to a store nearby to start your application.

Bring your car to a store nearby to start your application.
Select your state to see loans and amounts.
Happy Customers
Actual Customer Testimonials
How it works:
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What do I need to apply?
- Vehicle in driving condition
- Clear title or proof of 1st lien*
- Proof of address
- Valid ID
- Proof of vehicle insurance
Some states may require additional information. Call a nearby store to find out if more info is needed.
*Clear title required in Mississippi, Nevada, and Texas.
Before you
borrow
- Does your reason for needing the loan outweigh the total cost of the loan?
- Are you confident you will be able to make the payments?
- Consider the alternatives, like asking friends or family members or applying for another type of loan.
Reasons
people use
car title loans1
- Have trouble paying bills
- Face an unexpected expense
- Need a larger amount than a payday loan
- Have poor credit
1Auto Title Loans: Market practices and borrowers' experiences provided by PEW Charitable trusts.
Alternatives
Title loans are an expensive form of credit. If you have access to cheaper alternatives, that may be in your best interest.
Look into a Payday Loan.
If you are needing cash to just get you by until your next payday, then maybe consider a payday loan. The downside is payday loans typically max out at $1,500.
Consider a co-signer.
A co-signer might help you qualify for a loan. Co-signers are responsible for the loan if you don’t pay it back. Study up on the risks before going this route.
Ask for help with bills.
Some creditors, landlords, and medical providers might give you extra time to pay off a bill, so don't be afraid to ask. Other charitable and government organizations might help, too.
Explore ways to make extra money.
If time is on your side, consider options to supplement your income like selling unwanted items or freelancing.
Get a small loan from a community bank.
Some credit unions or local banks might offer short-term loans with more affordable rates. This is one of the top alternatives recommended by the FTC.
Title Loans Help Center
A title loan is a secured loan. If approved, you can borrow cash by providing your vehicle's title as collateral. This collateral is what secures the loan. If you take out a car title loan with Speedy Cash, we'll place a lien on your car's title, which means that our name will be on YOUR title. So if you find yourself unable to pay back your loan, your car may be repossessed.
Vehicles accepted:
- Car
- Van
- Motorcycle/Street Bike
- Motor Home
- Pickup Truck
- Trailer (non-freightliner)
- Limousine
- Any On-Road Vehicle
- Titled Boats*
Vehicles NOT accepted:
- Watercraft (non-boats)
- Dune Buggy
- Four-Wheeler/Quad ATV
- Electric Car
- Golf Cart
- Dump Truck
- Bus
- Semi
With a title loan from Speedy Cash, you remain in possession of your vehicle while you repay your loan. Speedy Cash is listed as a lienholder only for the duration of your loan. The lien is removed and your title is cleared once you repay your loan in full.
Since Speedy Cash will have a lien on your car, we have the right to repossess your vehicle if you default on your loan. If you won't be able to make a payment, let us know as soon as possible by stopping by a store or calling us at 1-888-333-1360. We may be able to extend your due date, work out a payment plan or refinance your loan. If you don't contact us to work out one of these options your car could be repossessed.
You're welcome to review some common questions on our dedicated FAQs page. We also provide some financial resources on our blog. And of course, we're always happy to hear from you in person, online or over the phone at 1-888-333-1360.