If you need a short-term loan that can be paid back on or around your next pay day, choose Speedy Cash. A Payday Loan in Texas provides quick access to cash for applicants if approved. Rest assured, when you choose Speedy Cash for your short-term loan needs, you'll be working with a team that cares and is here to help.
PAYDAY LOANS UP TO $3,000 ARE OFFERED IN TEXAS
Complete an online application, apply for Payday Loans by phone at 1-888-333-1360, or fill out an application at your nearest Speedy Cash store. You'll receive a quick lending decision and fast funding if approved.
CHOOSE FROM THE FOLLOWING OPTIONS TO RECEIVE FUNDS AFTER APPROVAL
- In-store cash pickup
- Instant Funding† with funds loaded to a debit card (online loans only)
- Direct deposited within one business day* (online loans only)
*When request is received by 7:45pm CST. Requests made after 7:45pm CST will deposit within two business days.
Texas Payday Loan FAQs
Applying is quick and simple. Our team is always standing by to help with any questions you may have to ensure a smooth process. To apply for a Payday Loan in Texas you will need:
- To be at least 18 years old
- Have a valid, government issued ID and phone number
- Have proof of a steady source of income
- An open, active checking account
To apply for a Payday Loan, complete an application online, in-store, or over the phone at 1-888-333-1360.
In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB), and the actual lender is a third party. If you choose to apply for a Payday Loan, Speedy Cash will help process your application with your lender who will take into consideration your monthly income, credit score, and the maximum loan amount available in Texas. Based on the decision from the third-party lender, we will provide you with their instant lending decision. Keep in mind that you are eligible to apply despite your credit rating, and you can speak with our team about your specific situation during the application process.
Texas residents may be eligible to receive up to $3,000 with an online Payday Loan. $3,000 is also the maximum possible loan amount for a Payday Loan obtained over the phone or in store in Texas.
Instant Funding† to a debit card is available for eligible customers (online loans only). If you prefer, approved customers may opt to pick up cash in person at a nearby store in Texas. Direct deposit to your bank account is also available and you will typically receive funds by the next business days* (online loans only). Direct deposit availability and processing time depends on your bank.
When request is received by 7:45pm CST. Requests made after 7:45pm CST will deposit within two business days.
Your Payday Loan due date will be determined by your pay cycle. You will make periodic payments over the course of a six-month term in which you will pay the CAB fee and any lenders interest on your scheduled due date. The last payment of your six-month term you will pay your principal balance, plus any remaining interest or fees.
Repayment options may vary depending on what you choose when you apply for your Payday Loan. Whether you apply in-store or online, you can choose to have your payment deducted automatically from your bank account using your routing and checking account numbers, or you also have the option to provide your debit card for repayment.