SECURITY CENTER

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Speedy Cash security center
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Fraudulent Phone Calls

Speedy Cash customers have reported receiving phone calls from bad actors posing as attorneys attempting to collect information and/or payment in regard to delinquent loans. These calls are not from our team. 

Reminder to never provide personal information to callers, always feel free to contact Speedy Cash by calling our customer service team at 1-877-336-9392 and always trust your gut. If something feels off, it very likely is. Please call customer service if you would like to confirm the status of your account.

We're serious about security.

Keeping your information private and safe is our top priority. We have many security measures to safeguard your account, including encryption, activity alerts, SSL validation, and more. Our site is TrustedSite® certified secure, and our security team has 20 industry certifications, including: CISSP, CISM, CISA, GCIA, GCED, GCIH, GCWN, GCDA, GWAPT, CEH, and CPP.

Speedy Cash will NEVER

  • Randomly email or call you asking for your account number, username, or Social Security Number.
  • Require you to load money onto a prepaid card in order to get a loan.
  • Demand you prepay any amount to consider your loan application or grant you a loan.

Know the Do's and Don'ts of security alerts

Let's work together to protect your money and your identity.

Don't...

woman covering her eyes

...give out personal, sensitive or payment information to people who can't confirm the details of your loan.

Don't...

Stay secure with Speedy Cash

...forward a payment or load funds onto a prepaid card in order to get a loan.

Do...

Speedy Cash positive experience

...contact us directly at 1-877-336-9392 if you get a suspicious call, letter or email claiming to be Speedy Cash.

Watch out for Debt-Collection Scams

Scammers send out illegal, fraudulent debt-collection communications falsely claiming to represent lenders like Speedy Cash. These communications can be calls or emails, and they’re not sent by Speedy Cash or any of our affiliates.

Warning signs for debt-collection scams

It might be a scam if the caller or sender...

  • threatens violence, criminal, or legal action
  • demands immediate payment
  • refuses to give you info about the debt, like the amount
  • comes from a personal email account like Gmail, AOL or Outlook
  • domain doesn’t include “Speedy Cash”, “Speedy Inc”, or “Rapid Cash“
  • gives you fake case numbers or amounts you don't recognize
  • threatens to send information to your boss or references
  • threatens to confiscate all your salary and/or wages
  • uses profane language or incorrect English
  • is overly aggressive or rude


Watch out for Loan Scams

Scammers falsely claiming to represent Speedy Cash ask consumers to load money onto a prepaid card, purchase money orders, or send funds using MoneyGram or Western Union to get a loan. They might tell you to prepay a “fee” (like an application fee or an administrative fee) or “taxes” for a loan. They might even use the Speedy Cash name, logo and mailing address.

Warning signs for loan scams

It might be a scam if the caller or sender...

  • asks for payment in advance
  • requires funds to be loaded onto a prepaid card
  • requires the purchase of money orders
  • requires funds to be sent via MoneyGram or Western Union
  • sends you loan documents when you have not applied for a loan
  • sends you unsolicited emails

Think you've been a victim of fraud?

We're on your side. We can help you file a police report and a complaint at www.IC3.gov.

Call us at 1-877-336-9392.

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© 2024 Speedy Cash. All Rights Reserved.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

Green Dot: Must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

California: Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq.

Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). If you are a California resident and wish to make a request under CCPA or CPRA, click on the “Do Not Sell or Share My Personal Information” button or link.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Oregon: Licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #0267-004-S.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

If you have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.