Instant Payday Loans

Need cash and need it now?
Check out our instant payday loans options!

Visit a Store Location Apply Online, Pick Up Cash at a Store
Prepaid Debit Cards Apply Online, Select Instant Funding to Opt+
Cash at Store Pickup Apply in Store, Leave with Cash in Hand
Apply Now

Fast Payday Loans for a Fast Paced Life

Need cash in a hurry? When you're in a real cash emergency, you don't always have time to wait for hours or sometimes even days to get cash - you need cash right away. In many cases payday lenders can offer fast payday loans, but what you may really be looking for is an instant payday loan. Instant payday loans are funding immediately after you have been approved and signed your loan documents to receive cash.

Instant Payday Loan Options

There are a couple of different ways you can receive fast payday loans when your need is urgent.

Speedy Cash Reviews

Great service, fast response and approvals. My experiences with Speedy Cash have always been great!

- Nicholas in Riverside, CA

Online application is straightforward and easy to use. When I did talk to customer service they were professional and helpful. They were very pleasant to work with making the unfortunate task of needing a cash advance better than I expected.

- Kelly in Olive Branch, MS

I have been so impressed with how quickly things are handled when I come into Speedy Cash. The customer service is fantastic and the ease of transactions are so welcomed compared to the competition! I will definitely use Speedy Cash for all my last minute cash advance needs!

- Kathryn in Mobile, AL

Actual Customer Testimonials

Need Cash Today?

After you sign your loan docs, stop by a Speedy Cash store to pick up your cash today!

Most stores close at 8pm. Enter your zip code below to find out what time your nearest store closes.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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